That's exactly what it is. But the way I spend and budget money, its like a forced savings plan. Yes I am bad at saving cash. If I have access to it, its gone.
Glad to see you fill in where BP - left off. Wait until he is back on the forum on a regular basis. You guys will have wars! And you know which side I will be on......you have my addy, right?
As for my tax rebate...I find out today or tomorrow what it is....the business is on extension so I had to wait. If it's big enough - it might be time to go after that wish list I have.